TERMS OF SERVICE

Agreement to use our services:
You agree to the following by use of the LUX Payband and its applications an interface (“LUX” or “LUX Payband”), services, mobile applications, software, services, and any other application, websites, services, software and other related services provided by Maned Owl Events, LLC, its subsidiaries, any third party chosen by us (collectively, with the Website, the “Service(s)” and/or any affiliates (“Maned Owl Events”, “DeLUX”, “DeLUX Ticket”, “Mane Holdings”, “us”, “we” and “our”) is thereby subject to the terms listed below, encompassing the Privacy Policy of LUX Payband but not limited by the policy, which is thereby added by reference (collectively, the “Terms”).

It is incumbent on the user to review these Terms and any and all of the documents referred to in the Terms and understand without equivocation this creates a legally binding agreement between the entity (“you” or “your”), person or person’s and Lux Payband. The users agree by opening, reading or gaining access to this User Agreement or utilizing the Services, or showing accepting of these Terms in any way, the user affirms that: (i) You have the mental capacity to enter into this user agreement, you are at least 18 years of age or older, you are in fact an individual, and consent to be legally bound by the conditions and terms of this User Agreement and all of the Terms; (ii) You are an organization, a business entity or corporation, governmental body, institution or governmental organization or any type of legal entity, acknowledging you have the legal authority, power and right to consent an enter into this User Agreement as a representative behalf of the organization, business entity or corporation, governmental body, institution or governmental organization or any type of legal entity, other legal entity and bind them to these Terms. Any individual, entity, corporation, government or institution not in agreement or acceptance of this User Agreement must not access or use the Services.


Privacy policy
We reserve the right to collect and share any data on our platform is we so use. All user must review our Privacy Policy on our webpage on how we collect, use and share your information. All data, information we collect will be used and stored in accordance with our privacy policy. LUX Payband may also change, revise and modify our Privacy Policy from time to time without notice to the user. It is the user’s duty and responsibility to stay abreast of the Privacy Policy.


LUX Payband terms
The LUX Payband platform is access via registration of user information. The user may be required to provide detailed information in the registration process to use the services. Users must provide their name, first and last, a valid email address and create a password for access your account (“Account”). Users by using the service acknowledge and agree and assume sole responsibility for maintaining and keeping all user’s information, private keys and passwords safe. This includes personal information, emails and any information associated with the users account. As crypto private keys are the only thing keeping unwanted users out of user’s wallet. Users agree to not share or irresponsibility permit anyone or party access to their login passwords or information and will not hold LUX Payband harmless for any actions taken by individuals unauthorized to access you’re the users Account. In addition, users agree to assume full responsibility to LUX Payband for any and all activity that happens to and with the users Account, and hold LUX Payband harmless for any problems with the users Account on account of unscrupulous behavior for lost of any personal of login date such as lost of private keys, emails and login passwords.

Each user account has requirements for creating, maintaining and closing of an Account:
All Accounts must be registered by individuals, institutions or entities. No “bots” or other automated registration services are allowed. Any account mimicking this pattern will be halted pending user verification.
Users may receive and consent to emails from LUX Payband to the email used during registration relating to the user Account. All users agree and acknowledge to hold LUX Payband harmless for any lose or harm suffered on account of failure to receive any email notification or notice as it relates to this User Agreement and usage of Services if email sent to email provided on registration is not received.


LUX Payband age requirement to open an account is 13 years of age when the wallet is used for tickets. The age requirement to store all Stellar based tokens is 18 years of age.
All users reserve the right to cancel accounts at any time. An official email request must be submitted. However, this does not mean data may not be used or stored in an encrypted backup. However, all data is lost to the customer after such time.
Users may cancel their accounts but will remain liable for all transactions that occurred before cancellation.
Users agree and acknowledge LUX Payband reserves the right to terminate users account on account of violation of this agreement and policies, or violation of any Government, Federal or State laws without notice to user.


Severability
If at any time a court of law having proper jurisdiction rules any part of our Terms are unenforceable, only that provision will be removed, and the remainder of our Terms will remain valid an enforceable.
User puts forth and statements
Usage of our services and the LUX Payband software, in particular, you the user puts forth and states that you consent, understand, acknowledge, and assume all risk of the following actions:

LUX Payband is furnished for usage to all user from Maned Owl Events, LLC, an separate business entity with no direct affiliation with the Stellar Development Foundation. LUX Payband is an application, software and services built on the Stellar Network. This is an open platform for developers and does not constitute a partnership whatsoever. LUX Payband is designed to be a wallet for storing digital tokens or tickets and is not an exchange. LUX Payband has not direct knowledge, communication or control of the Stellar Network and unable to control the future plans an action of the network. All users acknowledge and consent to understanding. The Stellar Network is a decentralized network of several trusted organizations running validators. LUX Payband is an interface built on this platform. All users will be communicating directly with the Horizon Stellar API.

LUX Payband and accounts are created on the Stellar network (“Stellar account”). A cryptographic public and secret key are created within the LUX Payband by software also enabling users to store digital tickets within LUX Payband as well as send and receive Stellar lumens (“XLM”) or any supported crypto asset on the Stellar Network.

LUX Payband reserves the right to change the “home_domain” and “inflation_destination” of the users Stellar account, unless your Stellar account participates in the paying inflation pool once users create an Account.

All users have the sole responsibility for creating and storing a backup of your Stellar account, outside of the LUX Payband as well as a secret key or transaction information that you maintain in your LUX Payband or otherwise with the Services. All users are strongly encouraged to create and maintain a backup of your Stellar account private and public keys outside of the LUX Payband, in case of any unforeseen scenarios. Such as discontinuation of LUX Payband, change of services or updates. As users may lose access to stored crypto assets stored within LUX Payband. LUX Payband is not responsible and user agree to hold LUX Payband harmless for failure to back up and stored all private and secret keys.

LUX Payband is has no access to your tokens or crypto assets or secret keys or passwords. LUX Payband currently is only designed to store Stellar Lumens and Stellar based tokens. Tickets are Stellar tokens. No other asset is currently designed to be stored in the wallet. All users are instructed to verify any cryptocurrency transaction created in the wallet is confirmed on the cryptocurrency ledger associated with the Stellar Network.

The user agrees to hold LUX Payband harmless as we have no control over Stellar Network transactions you submit within our wallet will be posted to the Stellar Network. The nature of the blockchain is built around nodes and transmission which can have delays.

Users must understand blockchain transactions cannot be reversed. Once the transaction has been sent within our wallet there is nothing that can be done to reverse the transaction. Once tickets are scanned and transferred nothing can be done. So, users acknowledge and agree to hold LUX Payband harmless. All transaction requests on the Stellar Network are irreversible.

LUX Payband does not charge a fee to transmit digital tickets or transfer Stellar tokens. However, we reserved the right in the future to do so. The Stellar Network charges fees to transfer lumens and tokens. We will attempt to calculate the fees however it is the user’s sole duty to know and calculate all fees. Thus all users agree to hold LUX Payband harmless for any and all fees incurred using our services. User acknowledge and consent to all inherent risk and agree to: (i) not share and store all secret keys, tokens and crypto assets, (ii) of using, exchanging, reviewing, reading about all assets transacted, (iii) staying in legal compliance by transacting in only legal assets and parties, (iv) verifying and creating trust lines with only trusted parties and assets, and (v) using LUX Payband to make transactions and ticket operations.

Modifying of the terms & Updates
We LUX Payband reserve the right to modify, change or revise this User Agreement in any way, for any reason at our sole discretion by simply updating the posting on our website at DeLUXwallet.com. All revisions, modifications, changes and updates will be effective immediately once posted on our website at DeLUXwallet.com, or upon using the Services.

Continued usage of any and all applications, services or software will serve as the users absolute consent, acknowledgement, understanding and acceptance of the updated If you continue to use the Services after such change or modification, you will be deemed to have read, understood, and unconditionally agree to such changes. Any user who does not agree, understands, consents or accepts the changes must stop using all software, applications and services immediately and purge your account.

All users must read this agreement in its entirety and periodically review the Terms and User Agreement to stay abreast of any and all changes.


Financial Risk
Crypto assets are volatile assets and pose considerable risk. Use by virtue of opening and using our software or services or User Agreement, acknowledge and consent there are considerable risks associated with crypto assets and technology including, but not limited to, the risk of failure of hardware, internet and software connections, unreliable project with considerable risk of price collapse and volatility for tokens issued on the Stellar Network. Also, the users assume the risk of using malicious software, as well as third parties gaining access to public and private keys and passwords gaining unpermitted access into LUX Payband and your cryptoassests.

You acknowledge and consent and assume full responsibility for technology, software, errors, disruptions, distortions, delays you may experience using the LUX Payband software and related products and services.

You the user acknowledge and assume risk of failure of virtual currency blockchains, networks, products and services. As all virtual currency systems experience slowdowns, delays and possible halted services. You the user acknowledge and consent to hold LUX Payband harmless for any problem that arises via the Stellar Network as LUX Payband has no control. And thus, will be held harmless and absolved form all responsibility for damages or harm occurring due to any potential or actual risks, including, but not limited to, erroneous or fraudulent actions or the inability to reverse transactions.

Potential and actual risk of losing every crypto asset in your wallet can occur and is acknowledged and accepted in using our Services involving XLM and all Stellar crypto assets. Loses can be complete, irreversible and immediate. Price and liquidity of XLM has and will fluctuate as well as all other crypto assets issued on the Stellar Network. If you are not or have not received proper financial training or advise we advise against speculating. All users acknowledge and agree to full and sole responsibility for your actions on the Stellar network.

All users agree, acknowledge that LUX Payband is not responsible for your investment losses.


Endorsements
LUX Payband does not endorse any crypto assets outside of the PYBC utility token. LUX Payband is not an exchange and does not verify or endorse any other Stellar Network assets. The Stellar platform is an open system meaning anyone can create digital assets. Thus, there is risk some assets might in fact be scams. It is the user’s responsibility to do due diligence. LUX Payband assumes no responsibility for any crypto accept on out platform outside of the PYBC utility token used to run the LUX Payband. LUX Payband assumes no responsibility for any misleading crypto assets that may save in the DeLUX wallet outside of PYBC. Tokens could very well be misleading. This is up to the user to do proper research to determine the reliability of tokens on the Stellar Network.


Governing law
The use and Terms, and your association with LUX Payband under the Terms, shall be governed by the laws of the United States, Delaware, without regard to conflict of law provisions. Any disputes related to this User Agreement or LUX Payband Services shall be heard in the courts of United States, Delaware.

Proper Usage
All users acknowledge and assume full responsibility for using our services responsibly, safe and with good intent. Users agree to the following, but are not limited by the generality of what’s not listed as well:


Users agree to not use this system with no ill intent to disrupt, effect, hinder, attack, block, delay, defraud or any ill intent or ill consequence actions.
Users agree not to use the services for any illegal activity gambling, money laundering, theft, schemes, frauds, corruption or any illicit activities.


Use any automated tools to try and steal data, information, search for vulnerabilities, etc. like bots, crawler etc.
Steal or use any wallet with the users express written consent
Users agree not to try and hack into any systems or use any services not granted by normal use of circumvent and blocks or gain any access not rightfully granted by LUX Payband; Users agree not to infect the services with any worms, bugs, viruses of any malware or malicious code; Create any third-party software to interact, pair or work in conjunction with the LUX Payband without express written consent; Create fake accounts and used false, misleading information; or
Guile anyone else into creating fake or misleading accounts.

Intellectual property
LUX Payband retains the rights to all intellectual property content provided in connection using with our Services. Users are not granted any intellectual property right by usage of our services. All rights are the property of LUX Payband or our licensors or suppliers and are protected by applicable intellectual property laws.

All users acknowledge use of our products and services are only for personal use and for commercial usage. LUX Payband services are made available only personal use.

Users agree not to infringe on any intellectual property rights or encourage infringement on LUX Payband intellectual property rights. Use of services are only for personal use. Users agree to retain a copy of LUX Payband’s copyright and infringement rights and share this information anytime the user posts information about LUX Payband. However, failure to do so does not deduct from LUX Payband’s intellectual property rights and does not absolve users from harm.

Users may not reproduce, copy or modify LUX Payband’s services and software in anyway. Users may not perform, showcase or use LUX Payband’s services in any commercial use written express written consent. Users may not use our services on any website or filesharing services without consent. Users may not copy our services in any way without express written consent.

Any rights do not express here, or usages of our services are all held by LUX Payband and are not granted without express written consent.
Third-party products and services.


Periodically users may see third party web pages and links when using LUX Payband Services (“Third Party Services”). All Third-Party Services are used solely for convenience. We do not control, own or endorse any Third-Party Services. All usage is the sole responsibility of the user. Users are strongly encouraged to view and read all Third-Party Services terms and conditions and privacy policies. Users acknowledge and assumes responsibility for usage of all third-party services and agree to hold LUX Payband harmless of all responsibility.


Veracity of information
LUX Payband will do due diligence to verify all information and services on our platform. However, but may not be able to verify with full accuracy. Thus, users agree to assume full responsibility to determine for themselves the veracity of all information.

Users acknowledge consent to understanding LUX Payband makes no warranty or representation or express or implied, statutory or otherwise, or any kind as it relates to the contents of the Services, information and functions made accessible through the Services, any hyperlinks to third-party websites, or the security associated with the transmission of information through the Services, or any website linked to the Services.

Legal compliance
Users acknowledge and agree to assume full responsibility to pay all taxes related to crypto assets. In some parts of the world cryptocurrencies are illegal. All users agree to abide by all applicable laws. LUX Payband will have monitor any user’s duty to abide by applicable laws.

Non-assignability
Without prior written consent from LUX Payband, which LUX Payband reserves the sole right to grant or deny at the sole discretion of LUX Payband, users may not assign, change, transfer, charge, or otherwise dispose of these Terms, or any of the users rights, responsibilities or duties arising under them. Any assignment, transfer, change or any alteration to the terms without prior written consent by the user are void.

DeLUX retains the right at any time to assign, change, transfer, charge, or otherwise dispose of these Terms, or any of our rights or obligations arising under it.
Disclaimers of warranties
LUX Payband services are “as is” and “as available”, and users agree to assume all risks. As LUX Payband has no without warranty of any kind. We expressly disclaim, and you waive, all warranties of any kind, whether express, implied, or statutory, regarding the Services, LUX Payband, DeLUX or any XLM granted to you by us including, without limitation, any warranties of merchantability, fitness for a particular purpose, title, security, accuracy, and non-infringement.

User by usage agree that all data, passwords, and information has the potential to be corrupted, lost or irretrievable and hold LUX Payband harmless from any and all damage, including bugs and failure of software, protocol changes by third-party providers, internet blackouts and outages, force majeure event or other natural or unnatural disasters including third-party DDoS attacks, scheduled or unscheduled maintenance, or other causes either within or outside our control. The user assumes full responsibility for and full risk of loss resulting from your use of the Services or any software, information, content, or other material obtained from the Services. You assume full responsibility and risk of loss resulting from transactions and trades made using the Services. You assume full responsibility and risk of storing, retrieving, and using your cryptoasset secret keys on the Services in a secure manner.


Liability & limitations
The user acknowledges and consents to hold LUX Payband harmless and without liability for any third-party services or for any direct, indirect, incidental, special, consequential, or exemplary damages on account of the following:


The user’s inability to access or use the Services;
any malicious attacks or hacker breaches of your Account;
any changes, updates, changes, halts, suspension, discontinuance, malfunction, delay, or interruption of the Services, any reimbursement programs, and any award programs; the Software, interface and Services generally or systems that make the Services available;
the usage, display or disclosure of User-Generated Content; breaches and unauthorized to user data or transmission of data; your uses, privacy, safe storage, or handling of cryptocurrency keys; announcements, statements, conduct, or intervention of any third party on the Services; any and all user interfacing the user receives or inputs using our Services; any give ways, contests, crypto assets grants, prizes or XLM made available to you by us;
any and all errors, delays, stoppage or problems resulting from using the Stellar blockchain, technology or network; or any other concerns, problem, situation or matter pertaining to the Services.


You agree to accept all risk and liability associated with any of your interactions with us or our Services.


Indemnification
You agree to indemnify and hold harmless LUX Payband, its affiliates, subsidiaries, directors, managers, members, officers, and employees from any and all claims, demands, actions, damages, losses, costs or expenses, including without limitation, reasonable legal fees, arising out of or relating to your or any other person’s use of your credentials or Account in connection with: (a) use of the Services; (b) breach of this User Agreement or any other policy; (c) feedback or submissions you provide; or (d) violation of any rights of any other person or entity; provided however, that you shall not indemnify LUX Payband for claims or losses arising out of LUX Payband’s gross negligence or willful misconduct. This indemnity shall apply to your successors and assigns and will survive any termination or cancellation of this User Agreement.


Non-waiver
Our delay, lack of response or failure of response to exercise any right, power or privilege under these Terms does not grant a waiver to the users. All users agree LUX Payband’s lack of exercising or enforcing and legal right or remedy contained within the Terms, which LUX Payband has the right under any applicable law, or which LUX Payband has the benefit of under any applicable law, this is not a waiver of any of LUX Payband’s rights and privilege or any sort and LUX Payband still retains all and remedies.


Full Agreement
This User Agreement and Privacy Policy on our website represent the entire agreement for all users of our products and services in relation to the content of all policies and agreements and supersedes all previous announcements, representations, communications, negotiations, agreements and understandings between the parties relating to its content and subject matter which shall cease to be of force and effect. Each party acknowledges that it has not relied on and waives all rights or remedies in respect of any warranty, representation, statement, collateral contract or assurance (whether made negligently or innocently) except as expressly set out in this User Agreement. Nothing in this clause shall limit or exclude any liability for, or remedy in respect of, fraud.